Estimate Housing Choice Voucher (HCV) payments — what the tenant pays vs. what the housing authority pays.
Property & Voucher Details
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Payment Standard: Each Public Housing Authority (PHA) sets a payment standard, typically 90–110% of HUD's Fair Market Rent (FMR). This is the maximum the PHA will contribute. Find your local FMR at hud.gov/program_offices/comm_planning/affordablehousing/programs/hcv/fmr.
Tenant Portion: Tenants pay 30% of their adjusted gross income toward rent. If the asking rent exceeds the payment standard, the tenant pays the difference (up to 40% of income at initial lease).
HAP Payment: Housing Assistance Payment = Asking Rent − Tenant Portion. The PHA pays this directly to the landlord.
Landlord benefits: Guaranteed government payment, lower vacancy risk, stable income. Units must pass HQS inspection and rent must be at or near market rate for the area.
⚠️ HCV rules, FMRs, and payment standards vary by location and change annually. This is an estimate only. Contact your local PHA for exact figures. Fair Market Rents are published by HUD at hud.gov.